A European car rental will include the following insurance cover which is arranged by the car rental company:
Third Party Liability
Collision Damage Waiver
Cover Against Theft
The car rental company will typically take a security deposit on your credit card, if your vehicle is damaged or stolen they will deduct the Excess amount from your deposit.
You can purchase an Excess Reimbursement insurance policy - with this cover you will be refunded your excess in the event of a claim and also includes a wide range of additional benefits*. If applicable to you, this can be purchased through the Manage Booking section of our website.
*Please note: subject to terms & conditions of the individual insurance policy
What is an Excess?
How Does an Excess Reimbursement insurance policy work?
What if the rental company tries to sell me one of their products?
What if the Rental Company says that my Excess Reimbursement Policy will not work on their car?
Insurance FAQs for AXA Premium
Insurance FAQs for US and MX Residents